A long-term investment approach that lets you enjoy the things you value most.
Trying to chase the market or guess the next big market trend can lead to costly mistakes. Our investment strategies are designed for long term results. With a deliberate approach to investment management, we avoid reactive and impulsive decisions based on volatile markets or crisis driven headlines.
We offer a range of carefully constructed portfolios. As you move through our simple financial process, we will explore your options and assist you in selecting investments that best align with your Financial plan, time horizons, risk tolerance, and income goals.
Scheduled reviews allow for re-alignment and give your plan the flexibility needed to accommodate life’s little “surprises” such as renovations, home purchase or unexpected medical expenses.
Adhering to your long-term financial plan will allow you to leave the headlines behind – so you can get out and enjoy life without worries about your money in retirement.
Investment Management
Each stage of life has a corresponding level of risk tolerance. When we are young, we are able to risk more because we have plenty of time to make up for mistakes or losses. As we grow older our tolerance for risk lessens.
At Spirit West Advisors, LLC we concentrate on aligning your personal risk tolerance with your financial plan.
Your planning will establish which accounts to draw income from and which accounts are for growth.
Financial reviews will check your projected income against your spending and allow for adjustments due to unforeseen expenditures in retirement.
Do You Know Your Risk Tolerance?
Our chosen custodian is Charles Schwab.
When you receive your account statements they will be sent from Charles Schwab and you will be able to easily access your accounts online through the Charles Schwab login, or app on your smart phone.
You will have the added benefit of SWA client services, paperwork management, portfolio management, and financial planning. Most importantly, when you need assistance, you will be calling or emailing directly into our offices and speaking with our friendly staff who know who you are and familiar with your situation.
New accounts are carefully aligned with your life priorities. With our investment partners, we carefully construct Income and accumulation accounts within the Schwab platform based on your needs and expectations.
Most often clients come to us with existing portfolios and we work to consolidate and reallocate these investments to reflect the clients financial planning goals.
Securities selection is dependent on an individual’s risk tolerance, financial goals, and needs - which are established during our financial planning process.
Let’s Get Started
Schedule your complimentary consultation with a CFP® today.
No obligation, 100% confidential.